Insurance for Man and Van drivers
If you are running a 'Man and Van' type business carrying other peoples’ goods for reward, having the right goods in transit insurance for your van and the goods you are transporting is really important. Getting a better deal on your insurance will save you money and increase your profits as a self employed driver.
Why Sean chose Fastquote ...
“From my first contact with this company I found them to be very friendly, confident and knowledgeable which is why I’ve moved all my goods in transit and liability policies to them as I find their service outstanding.”
SEAN POWERPower Couriers
What insurance does a man with a van need?
As a man with a van carrying other peoples’ goods for reward, there are a range of insurances that you may need to be fully covered in the event of accidents or other problems. This can vary greatly based on the size of the business and the type of goods you will be moving.
- Hire & reward van insurance
- Goods in transit insurance
- Public liability insurance
- Commercial vehicle breakdown insurance
Van Insurance
Insuring the van itself, besides being legally required, is vital as without a fully functioning van you have no business. Here you will need to ensure the cover you have is suitable for commercial vehicles carrying for reward and also covers you for your own motor insurance requirements, such as theft or damage to your vehicle.
Goods in transit insurance
When operating as a man with a van you will naturally be handling and moving other peoples’ goods of a variety of different sizes and values. It is important to ensure that should anything happen to them while in your care that you are covered.
Public liability Insurance
It may also be worth considering public liability insurance as part of your policy. This protects you against claims made against you for your legal liability for personal injury or damage to third party people, other than your employees, or property other than peoples’ goods you are carrying during your work. This works in tandem with your motor insurance to pick up activities that happen outside of the vehicle and off the road.